Wednesday, 26 September 2012

Fact #4 - Medicare and NHS are not equal

The cost of being unwell in Australia can be quite a shock.  Unless you are lucky enough to find a Doctor who bulk-bills a visit to the Quack will cost you money.  Typically $30 and up will need to come from your pocket to top-up the payment towards your consultation that Medicare will make to the Doctor.

If your Doctor suggests you go for radiology or other treatments, there will be other 'gaps' that you will be expected to make up the the shortfall for.  For example a brain MRI scan is around $320, of with Medicare does not cover a cent.

It isn't any better if you have private healthcare, even the highest cover is unlikely to offer outpatient radiology cover - unless of course you are referred from a specialist.  Where guess what?  There will likely be a gap to pay for the specialists time to.

With no standard prescription costs, you pay whatever the chemist wants to charge you for your medication.  So it pays to shop around for the cheapest chemist to fulfill your prescription.


3 comments:

  1. > With no standard prescription costs, you pay whatever the chemist wants to charge you for your medication.

    Really? I thought it was standardized by the PBS. http://www.pbs.gov.au/browse/medicine-listing

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    1. Hi, Sorry I was ranting a bit. :o) You are correct: the PBS sets a maximum price to the consumer for the items it covers.

      Which means that the chemist next door to the Doctor's surgery will tend to charge you more than than the less convenient discount chemist on the other side of town. So it pays to shop around.

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    2. Just to also add, the PBS is not a complete list of medications your doctor is likely to prescribe. For those you are not subsidised.

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